Separate your finances - make separate bank accounts

   Most people nowadays still think of a bank account as something serious(and it is), something so great, that you should not have more than one. Wrong! Nowadays more and more the need of several bank accounts is noticeable, as people now work and have transactions of money with many institutions, including employer company, taxes institution, health organizations, loan-credit institution, and etc., etc. So imagine if you have to deal with all those institutions with just one account, where money come, go, come, go and you hardly can have any certain idea on what is going on. So here are our advices.
   First separate and define your money gain sources, and money spend targets. That way you will first have basic idea on where money are regularly spend, and you'll keep track on the specific payments you have received. When you have defined those institutions and their bank accounts, setup 2 bank funds - one for the incoming , and one for the outgoing money.
   The next thing to do is to find out if you have strictly defined monthly payments which you can separate into one single bank account made with one and only one purpose - to deal with the bills, loan-stacks and so on.
   So by this point you have 3 bank accounts - one for regular equal payments you have to make every month, one for your incomes, and one for everything else. That way you have separate statistics and invoices for all your earnings and expenses, and you can see far far better if something is wrong, or you can better optimize your expenses.